TSA | IRA | 401K | Life Insurance | Pension Rollover | Adrian | MI  

Individual Retirement Account (IRA)

Here we help you get the right IRA for your needs. We help you understand and pick the right investments for your IRA. Regardless of your situation, retiring, changing jobs, we can help find the right IRA to fit your needs.
    
Tax-Sheltered Annuity (TSA) Plan
If eligible we can help you set up a TSA to help support you in your retirement years.

What is a TSA plan and how does it work?
A TSA is a retirement plan authorized by the government only to employees of certain types of tax exempt, educational or charitable organizations.

The plan takes money out of your paycheck and saves it into a flexible premium deferred annuity where the money takes on compound interest. This money that is set aside does not have to be payed for on your income tax until you retire and begin receiving your TSA payments.

Picking a 401K plan can be a difficult decision. And deciding how to invest your 401K money properly to help ensure a secure and substantial return at the time of your retirement is also a very important decision. Here at Joe Ann Steel Insurance we'll help you pick the very best 401K plan for your needs.

Knowing the when’s, how’s and where to's of rolling over one's pension can be confusing. But we can help you in deciding when and how best to rollover your pension.

If you have dependents, such as a close family, life insurance can be an essential decision to make. In the event of an untimely death leaving one could leave their family with little to no monetary support. That’s why, here at Joe Ann Steele Insurance, we take life insurance very seriously and strive to provide you with the best and most appropriate plan available.

Long Term Care provides one with the help they need when they are disabled in their later years. The help can including such activities as bathing, eating, and dressing. It also can providing nursing care for a limited time when eligible. For more information about Long Term Care contact us or feel free to come in.

When a loved one becomes in need of temporary 24 hour professional health care at a hospital, hospitalization insurance can greatly reduce money you have to pay for your care and thus giving you and your loved ones less to worry about in times of need.

Medicare is a federal health insurance program for people of age 65 and older, people under the age of 65 with disabilities, and people with Lou Gehrig's disease. Medicare can help pay for most but not all of of your health care costs. Medicare supplement insurance can help make up where basic medicare left off for paying for your health care needs.

Let us help you prepare for your retirement. We can help ensure that when you retire all your financial needs are taken care of.

Joe Ann Steele Insurance want to make sure you get the most out of your money. Let us make sure it happens.